Richardson Auto Mechanic Insurance

Great Richardson Auto Mechanic Insurance - and Much More!

Do you want to keep you auto repair business safe, right here in Richardson? For a highly competitive insurance premium? Backed by outstanding support and customer service?

Yes? You're in exactly the right place. Sandy Garza & Associates will customize a comprehensive auto mechanic insurance program that matches your business needs and priorities, so you won’t be exposed to unexpected costs.

Founded on our reputation for value and reliability, we've developed this program based on expertise and experience helping Richardson auto mechanics and many other auto-related businesses. And we're ready to help you right now.

Our Richardson Auto Repair Insurance Program

For full protection, Richardson auto mechanics may need several different insurance coverages, depending on the nature of the business. We work with you to identify your needs and create a unique coverage program just for you.

The options we'll review include:

  • Garage liability insurance, a special type of commercial general liability coverage to protect against claims, lawsuits and legal costs for bodily injuries to a customer or other individual or damage to their property as a result of your operations. This also protects against claims for faulty workmanship.
  • Garage keepers liability insurance, which covers you for damage or loss to customers' vehicles while under your care.
  • Richardson property insurance, if you operate out of fixed premises. This includes not only the structure of the building (if you own it) but also personal property and other fixtures and fittings. It protects against a wide range of risks including fire, vandalism and theft.
  • Equipment and tools insurance. Additional coverage to ensure your specialist equipment is properly protected. This is particularly valuable for Richardson mobile mechanics.
  • A Business Owners Policy (BOP), which rolls liability and property insurance into a single coverage. If it's appropriate, this can save you money.
  • Workers compensation coverage. Although this is not a legal requirement in Texas, we can discuss whether it's prudent to have this coverage.
  • Cyber liability insurance to protect against costs relating to theft of customer data.
  • Business interruption / income protection insurance, in case your operations are disrupted by an insured event.
  • Commercial vehicle insurance for autos and trucks you own or use within the business.
  • Any other special needs for which you need insurance protection.

Insurance for a Full Range of Richardson Auto Businesses

Sandy Garza & Associates can provide customized coverage based on the above options for a wide range of auto service businesses in Richardson.

In addition to auto mechanics (mobile and premises-based), the list includes oil and lube stations, paint and body shops, muffler shops, tire fitting/repair/replacement services, clutch and transmission repair, roadside and towing services, car washes and service stations, and auto glass installers.

To check if we can cover your other Richardson auto business, please contact us at Sandy Garza & Associates.

How Much Does Richardson Auto Mechanic Insurance Cost?

Obviously, this will depend on the nature and size of your business and the particular risks you face. Your past claims history might also be a factor, though prior claims won't prevent us from securing coverage.

When you contact us, we will arrange a fast ballpark quote of how much it might cost and then we can adapt and modify it according to your requirements.


Why Sandy Garza is Your Best Richardson Insurance Solution

In addition to customized coverage, having Sandy Garza & Associates arrange your Richardson auto service insurance offers you a total package of benefits you may not be able to match anywhere else. This includes:

  • The personal touch. As we're located in Richardson, we're here to offer whatever insurance support you need -- face-to-face, by phone or online.
  • We shop around for you. You don’t have to do it. Because we're an independent agency, we work with multiple insurers to find the best deal that's right for you.
  • Potential discounts. We know all the factors that might enable us to secure discounts for your policy, if available.
  • Advice on managing risk in your garage business and support and advocacy if you need to make a claim.
  • A fast and flexible response to your changing needs, and smart answers to your questions.

Act Now

There's more, of course, but let's get to know each other first. We're happy to provide a free, no-obligation quote and we can take it from there. Contact us now to get the ball rolling.

Request A Quote

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