We Know Insurance

As a locally owned and operated insurance agency, Sandy Garza & Associates serves the best interests of our San Antonio and Richardson clients. Over the years, our clients experience great service and quality products. We continue to maintain good relationships with all of our insurance companies.

Our local insurance agents are always accessible and ready to help. Dedicated staff in the claims department will respond to your emergency 24 hours a day, seven days a week. This accessibility goes beyond the scope of our insurance policies.

Our staff have close personal ties to the surrounding San Antonio and Richardson communities. We are involved with organizations such as the Texas Restaurant Association, Texas Food Bank, and so much more! Through these involvements, we are able to take a closer look at the current needs of Texans and offer timely solutions.

Personal Insurance Policies

Personal Insurance Policies

We will help you in assessing your financial standing and establishing insurance policies that are sure to protect you, your loved ones, and your most valued possessions. Our personal insurance policies include:

  • Life Insurance Coverages
  • Car Insurance Policy Coverages
  • General Liability Insurance
  • Homeowners and Renters Insurance
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Commercial Insurance Policies

Commercial Insurance Policies

As business owners ourselves, we know the impact of insurance
coverages to Texan enterprises. Our business owners insurance
programs include:

  • Employee Coverages
  • Industry-specific Coverages
  • General Liability Insurance
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Richardson Office

Sandy Garza

President and Owner

972-889-1833

866-799-8402

[email protected]

Sandy has owned and operated her insurance agency for 26 years. In that time she has achieved numerous awards, including President’s Conference, which rewards performance as an insurance agency and the National Service Award...

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Suzanne Politz

210-541-9442

866-799-8402

Suzanne is the operations manager for the Richardson office. She has a Bachelor’s of Science degree from Texas Tech University. She has been with the Sandy Garza and Associates agency for 12 years and has her Property and...
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Josh Cobar

Personal Insurance Agent

972-889-1833

866-799-8402

[email protected]

Josh got his start in the insurance industry more than three years ago. Originally from Richardson, Texas, Josh relocated to North Garland when he was a young boy. Away from the office, he loves being a father to his 1 1/2 old daughter...

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Stacy Garay

972-889-1833

866-799-8402

Stacy has been with the Sandy Garza Agency for about a year. She has her Property and Casualty license with the State of Texas. She has 3 daughters and enjoys spending time cheering them on in all their activities. She has a desire to...
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Gabriella George

Commercial Insurance Specialist

9728891833

866-799-8402

[email protected]

Gabby is a licensed commercial insurance specialist. She was born and raised in Minneapolis, MN and relocated to Dallas, TX in 2012 to pursue career opportunities in the DFW area. She began her career in the insurance industry in 2015...
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Julie Casarez

Personal Account Manager

972-889-1833

866-799-8402

[email protected]

Julie is a native Texan and a graduate of the University of Texas, Austin. She began her insurance career with Sandy Garza and Associates in 2001 until 2007, when her family moved to St. Louis, MO. There, she continued training,...
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San Antonio Office

Sandy Garza

President and Owner

972-889-1833

866-799-8402

[email protected]

Sandy has owned and operated her insurance agency for 26 years. In that time she has achieved numerous awards, including President’s Conference, which rewards performance as an insurance agency and the National Service Award...

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Roland Luna

210-541-9442

866-799-8402

Roland began his insurance career here at the Sandy Garza Agency over 15 years ago. He is a graduate of Texas A&M University-College Station and is a proud member of the Association of Former Students. He enjoys traveling and making...
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Sandra Pedraza

210-541-9442

866-799-8402

Sandra Pedraza has over 18 years of Insurance experience. She attended The University of the Incarnate Word where she studied Organizational Development. Sandra has two sons and a loving husband. Her older son is a graduate of Texas...
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About Us

Your path to adequate insurance coverage is often a long and winding road. Without proper navigation, the implementation of a policy can only cause unpredictable problems in the future rather than a lifetime peace of mind. At Sandy Garza & Associates, we know insurance like no other since 1993!