About Us
We Know Insurance
As a locally owned and operated insurance agency, Sandy Garza & Associates serves the best interests of our San Antonio and Richardson clients. Over the years, our clients experience great service and quality products. We continue to maintain good relationships with all of our insurance companies.
Our local insurance agents are always accessible and ready to help. Dedicated staff in the claims department will respond to your emergency 24 hours a day, seven days a week. This accessibility goes beyond the scope of our insurance policies.
Our staff have close personal ties to the surrounding San Antonio and Richardson communities. We are involved with organizations such as the Texas Restaurant Association, Texas Food Bank, and so much more! Through these involvements, we are able to take a closer look at the current needs of Texans and offer timely solutions.

Personal Insurance Policies
We will help you in assessing your financial standing and establishing insurance policies that are sure to protect you, your loved ones, and your most valued possessions. Our personal insurance policies include:
- Life Insurance Coverages
- Car Insurance Policy Coverages
- General Liability Insurance
- Homeowners and Renters Insurance

Commercial Insurance Policies
As business owners ourselves, we know the impact of insurance
coverages to Texan enterprises. Our business owners insurance
programs include:
- Employee Coverages
- Industry-specific Coverages
- General Liability Insurance
Richardson Office
Sandy Garza
President and Owner
866-799-8402
Sandy has owned and operated her insurance agency for 26 years. In that time she has achieved numerous awards, including President’s Conference, which rewards performance as an insurance agency and the National Service Award...
Suzanne Politz
Office Manager
866-799-8402
Suzanne is the operations manager for the Richardson office. She has a Bachelor’s of Science degree from Texas Tech University. She has been with the Sandy Garza and Associates agency for 12 years and has her Property and...
Josh Cobar
Personal Insurance Agent
866-799-8402
Josh got his start in the insurance industry more than three years ago. Originally from Richardson, Texas, Josh relocated to North Garland when he was a young boy. Away from the office, he loves being a father to his 1 1/2 old daughter...
Stacy Garay
Commercial Insurance Account Mgr
866-799-8402
Stacy has been with the Sandy Garza Agency for about a year. She has her Property and Casualty license with the State of Texas. She has 3 daughters and enjoys spending time cheering them on in all their activities. She has a desire to...
Jenna Mills
Front Desk Officer
866-799-8402
Julie Casarez
Personal Account Manager
866-799-8402
Mitzie Corbin
Associate Agent
866-799-8402
San Antonio Office
Sandy Garza
President and Owner
866-799-8402
Sandy has owned and operated her insurance agency for 26 years. In that time she has achieved numerous awards, including President’s Conference, which rewards performance as an insurance agency and the National Service Award...
Roland Luna
Sales Manager
866-799-8402
Roland began his insurance career here at the Sandy Garza Agency over 15 years ago. He is a graduate of Texas A&M University-College Station and is a proud member of the Association of Former Students. He enjoys traveling and making...
About Us
Your path to adequate insurance coverage is often a long and winding road. Without proper navigation, the implementation of a policy can only cause unpredictable problems in the future rather than a lifetime peace of mind. At Sandy Garza & Associates, we know insurance like no other since 1993!